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Please tell me how much you pay for your Ninja 1000 Insurance only and age
How much do you pay for your Ninja 1000 Insurance
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My 2006 Kawasaki Ninja ZX6R 636 had cost me $450/year
My 2010 Kawasaki Z1000 costs me $700/year. Ugh! >_<
(Full Coverage .. 22 years old)
My 2010 Kawasaki Z1000 costs me $700/year. Ugh! >_<
(Full Coverage .. 22 years old)
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1,727 Posts
Not Z1000 I want to know a bout the Ninja 1000 
I can get the Z1000 for 513.00 a year full coverage vs 1,600.00 for the Ninja
I can get the Z1000 for 513.00 a year full coverage vs 1,600.00 for the Ninja
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I called them 3 times and each person I spoke with said the high cost was because they classified the zx1000 as supersport--what's interesting is they consider the z1000 "street sport."WOW.
Being from Boston probably doesn't help but clearly they don't feel $good$ about this bike.
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803 Posts
The Boston thing certainly didn't help. Insurance is high in MA from what friends out there tell me.I called them 3 times and each person I spoke with said the high cost was because they classified the zx1000 as supersport--what's interesting is they consider the z1000 "street sport."
Being from Boston probably doesn't help but clearly they don't feel $good$ about this bike.
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154 Posts
Mine's only $50 a month on the Z1000 at age 31 with full *** coverage. Just about the same on my 04 zx 10 when I was 24. I'm with state farm and I know back in the day, anything over 999cc entered a new price bracket. For the most part that involved any sport euro bike or cruiser. Therefore I was pretty hesitant when I called this year about the Z, but they told me they had redone all of their calculations and engine size brackets weren't a main player in the price anymore. I do remember them asking which ZX1000 model it was because there was a significant price difference. Lets face it...a tank is a tank, but crankcase covers are cheaper than plastic and decals (oddly enough).
I just wanted to bump this because I'm now in the market for a Ninja 1000 and came upon this thread while researching insurance prices.
What I found was that Progressive wanted $1,300 /year for full coverage for me (33y/o no accidents or tickets). This was via the online quoting system. I went ahead and wrote them a few emails explaining the differences between the ZX-10r and the Ninja 1000 AND I explained the model designation codes to them as well (ZX1000G being a Fully-faired 4 cylinder with 1000cc displacement)
In the end they responded by stating that the motorcycle was incorrectly classified as a super sport and that they would not be able to correct the problem "mid cycle" as the rates are submitted and approved through the state.
After starting this email correspondence I've discovered that you can no longer get an automated quote for the Ninja 1000 but are now forced to call customer service for a quote. So I called and the current quote for me has dropped to $887 /year for the Ninja 1000 ABS or $359 /year for the Z1000. Still not where it should be but a vast improvement and a sign that Progressive is working towards correcting the problem...although no time frame can be given.
All that said I just got off the phone with State Farm and they quoted me $615 /year for the Ninja 1000 ABS... Looks like Progressive might be losing my business until they get things straightened out.
What I found was that Progressive wanted $1,300 /year for full coverage for me (33y/o no accidents or tickets). This was via the online quoting system. I went ahead and wrote them a few emails explaining the differences between the ZX-10r and the Ninja 1000 AND I explained the model designation codes to them as well (ZX1000G being a Fully-faired 4 cylinder with 1000cc displacement)
In the end they responded by stating that the motorcycle was incorrectly classified as a super sport and that they would not be able to correct the problem "mid cycle" as the rates are submitted and approved through the state.
After starting this email correspondence I've discovered that you can no longer get an automated quote for the Ninja 1000 but are now forced to call customer service for a quote. So I called and the current quote for me has dropped to $887 /year for the Ninja 1000 ABS or $359 /year for the Z1000. Still not where it should be but a vast improvement and a sign that Progressive is working towards correcting the problem...although no time frame can be given.
All that said I just got off the phone with State Farm and they quoted me $615 /year for the Ninja 1000 ABS... Looks like Progressive might be losing my business until they get things straightened out.
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532 Posts
I was told as well that the z1000 and zx1000 were classified as different price brackets, due to one being sport and the other being super sport. Both the same bike, just something insurance companies can milk people off of which is ridiculous.
Im 22 and pay 800 a year with statefarm full coverage. bloody rip me off as a college student. im dreading the next payment, thankfully my grades help a lil.
Im 22 and pay 800 a year with statefarm full coverage. bloody rip me off as a college student. im dreading the next payment, thankfully my grades help a lil.
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1,727 Posts
I am 45 and would have loved to have the ninja 1000 not that i am dissatisfy with the z1000 but my first choise was the ninja 1000 but since KAWASAKI MADE IT A ZX1000 the Insurance was doubled, wrong to me.
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150 Posts
i was just reading topic just like this on another forum a it came down to insurance company's looking it up as a ninja zx10 not a zx1000 ninja and people having to jump through some hoops to get it corrected. i got quoted around 300 a year enough coverage to be on road
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