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Discussion Starter · #1 ·
Please tell me how much you pay for your Ninja 1000 Insurance only and age
 

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My 2006 Kawasaki Ninja ZX6R 636 had cost me $450/year

My 2010 Kawasaki Z1000 costs me $700/year. Ugh! >_<

(Full Coverage .. 22 years old)
 

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Z1000 : $75 per year liability 100k/300k. 25 years old with perfect record. (a lot of parking tickets because i refuse to put the university sticker on my left fork). progressive insurance.

i was paying $130 for the yamaha R6.
 

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Discussion Starter · #5 ·
Not Z1000 I want to know a bout the Ninja 1000 :confused: I can get the Z1000 for 513.00 a year full coverage vs 1,600.00 for the Ninja
 

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In Alberta I pay $320/year for full coverage including collision, fire, theft, vandalism. Same price I pay for my ZX14
 

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$309 a year for $500 deductible full coverage. I'm 54. That's the rate from State Farm.

I had quotes from others as high as $2000 a year. Dairyland was the next cheapest but they were almost $800.
 

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$145/year 100K/300K liability and theft. Geico. 55 years old, no tickets or accidents in the past 35 years.

My 2009 Ninja 650R was $100/year for the same coverage.
 

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Ninja 1000 (2011) 1,200/yr. full coverage. 50 yrs old. I've never had a ticket.

Progressive wanted $3,900 for full coverage. This is not a joke.
 

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WOW. :eek: That $1697 Progressive quoted me seems almost economical...
I called them 3 times and each person I spoke with said the high cost was because they classified the zx1000 as supersport--what's interesting is they consider the z1000 "street sport." :confused:

Being from Boston probably doesn't help but clearly they don't feel $good$ about this bike.
 

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I called them 3 times and each person I spoke with said the high cost was because they classified the zx1000 as supersport--what's interesting is they consider the z1000 "street sport." :confused:

Being from Boston probably doesn't help but clearly they don't feel $good$ about this bike.
The Boston thing certainly didn't help. Insurance is high in MA from what friends out there tell me.
 

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Mine's only $50 a month on the Z1000 at age 31 with full *** coverage. Just about the same on my 04 zx 10 when I was 24. I'm with state farm and I know back in the day, anything over 999cc entered a new price bracket. For the most part that involved any sport euro bike or cruiser. Therefore I was pretty hesitant when I called this year about the Z, but they told me they had redone all of their calculations and engine size brackets weren't a main player in the price anymore. I do remember them asking which ZX1000 model it was because there was a significant price difference. Lets face it...a tank is a tank, but crankcase covers are cheaper than plastic and decals (oddly enough).
 

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I pay about 520/year 500/1000 deductible with Dairyland 'Gold' plan. traditional was 7 something. 60yr old clean record and great credit score. I have no idea why my credit score applies to insurance. Just a nasty thing companies do to people I guess.
 

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$625 full coverage, $500 deductibles with State Farm, 46 years old no tickets. Everyone else I checked wanted $1,600 to $1,800 for the same coverage on the Ninja 1000.
 

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I just wanted to bump this because I'm now in the market for a Ninja 1000 and came upon this thread while researching insurance prices.

What I found was that Progressive wanted $1,300 /year for full coverage for me (33y/o no accidents or tickets). This was via the online quoting system. I went ahead and wrote them a few emails explaining the differences between the ZX-10r and the Ninja 1000 AND I explained the model designation codes to them as well (ZX1000G being a Fully-faired 4 cylinder with 1000cc displacement)

In the end they responded by stating that the motorcycle was incorrectly classified as a super sport and that they would not be able to correct the problem "mid cycle" as the rates are submitted and approved through the state.

After starting this email correspondence I've discovered that you can no longer get an automated quote for the Ninja 1000 but are now forced to call customer service for a quote. So I called and the current quote for me has dropped to $887 /year for the Ninja 1000 ABS or $359 /year for the Z1000. Still not where it should be but a vast improvement and a sign that Progressive is working towards correcting the problem...although no time frame can be given.

All that said I just got off the phone with State Farm and they quoted me $615 /year for the Ninja 1000 ABS... Looks like Progressive might be losing my business until they get things straightened out.
 

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I was told as well that the z1000 and zx1000 were classified as different price brackets, due to one being sport and the other being super sport. Both the same bike, just something insurance companies can milk people off of which is ridiculous.
Im 22 and pay 800 a year with statefarm full coverage. bloody rip me off as a college student. im dreading the next payment, thankfully my grades help a lil.
 

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Discussion Starter · #18 ·
I am 45 and would have loved to have the ninja 1000 not that i am dissatisfy with the z1000 but my first choise was the ninja 1000 but since KAWASAKI MADE IT A ZX1000 the Insurance was doubled, wrong to me. :mad:
 

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i was just reading topic just like this on another forum a it came down to insurance company's looking it up as a ninja zx10 not a zx1000 ninja and people having to jump through some hoops to get it corrected. i got quoted around 300 a year enough coverage to be on road
 
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